08 Jun 2016

Summer’s Hot Issues

Article written by
WorthPointe Wealth Management

posted on 8th June 2016 in Market Commentary & Newsletters

On May 21, 2015, the S&P 500 Index closed at 2,130.82, an all-time closing high for this broad measure of 500 large U.S. companies. In the year since, it has failed to recapture that level. It’s not uncommon for the major indexes to go through periods where gains are elusive or we experience unwanted volatility. […]

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posted on 7th June 2016 in San Diego CFP Team Posts & Your Financial Advisor

You are thinking seriously about getting your estate planning done. You need to create a trust. You are in a quandary about who you should name as successor trustee. Read on and I will help you think through a few points about who you should name as successor trustee. What a trustee’s duties are. Many […]

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posted on 12th May 2016 in San Diego CFP Team Posts & Your Financial Advisor

I believe the majority of trusts are managed by family members rather than professional trustee or fiduciaries. That is hard to prove since trusts are private documents, but my near 30 years of experience working with trustees makes me believe that is the case.  Having family members act as trustee saves money over the cost […]

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05 May 2016

Why We Buy What We Buy

Article written by
WorthPointe Wealth Management

posted on 5th May 2016 in Market Commentary

Last month, we wrote about stocks and how the collective wisdom of the market values, or prices, companies. Continuing on with that theme, it’s important to understand why we may recommend a particular stock, bond, or any investment for one person, and why that same security may not be appropriate for another. In some ways, […]

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posted on 26th April 2016 in Austin CFP Team Posts & Your Financial Advisor

You’re intelligent, educated, and working toward success combined with a life balance and happiness. Things seem to be going well for the moment, but there’s an undercurrent of tension in your life with things changing, many future unknown variables, and time-constraints that limit your mental focus to the details and noise of today as opposed […]

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11 Apr 2016

Calmer Waters Are Welcome

Article written by
WorthPointe Wealth Management

posted on 11th April 2016 in Market Commentary & Newsletters

Probably the simplest reasons anyone invests in stocks are to make money (capital gains), generate income (dividends), or some combination of the two. Of course, that really is putting it in the simplest of terms. Many of you have chosen to follow our recommendations to place a portion of your nest egg in a diversified […]

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posted on 31st March 2016 in San Diego CFP Team Posts & Your Financial Advisor

Investing, in the final analysis, is a matter of faith. This, I think, is an important fundamental to understand. I am not writing of “blind faith.” Nor, necessarily, religious faith. It is my conviction that there is no such thing as blind faith. If a person acts blindly, it is not out of faith; it […]

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Financial Planning magazine reported that its “perceived risk-tolerance level” barometer had dropped 7 points from January to 27.9 in February — the lowest level since its inception. This barometer seeks to measure clients’ (or self-directed investors’) appetite for risk. In looking at the readings over the last 12 months, it’s very easy to understand why […]

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