Mar
13

Some Rational Thoughts

posted on March 13th 2020 in Market Commentary with 0 Comments

You’ve seen the news and we have, too. In fact, we have a careful eye on everything going down – and up. We’ve been hearing from many of you about your concerns.  The market is clearly responding to new information as it becomes known, but the market is pricing in unknowns, too. As risk increases […]

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Feb
17

What You Need to Know about the SECURE Act

posted on February 17th 2020 in Market Commentary with 0 Comments

Young woman in coat sitting looking at view of United States Congress Capitol building, golden orange yellow foliage autumn fall trees on street during sunny day in Washington DC

The SECURE (Setting Every Community Up for Retirement Enhancement) Act became law during the last few weeks of 2019 and became effective on January 1. This measure, which affects anyone who has an IRA, includes the following significant changes: RMDs will begin at age 72, instead of 70½  — Required minimum distributions (RMDs) must be […]

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Oct
21

VFO Hub offers access to best-in-class tax specialists

posted on October 21st 2019 in Market Commentary with 0 Comments

Two business partnership coworkers analysis cost work progress and gesturing with discussing a financial planning graph and company financial during a budget meeting in office room.

What does it take to be able to help clients gain financial peace of mind? To me, it requires a great team of Certified Financial Planner™ professionals that has access to cutting-edge technology and best-in-class resources. As a new member of VFO Hub, we’ve added a significant information source to our advisors’ toolboxes — one […]

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Jul
17

The Randomness of Global Equity Returns

posted on July 17th 2019 in Market Commentary with 0 Comments

Investment opportunities exist all around the globe   Across more than 40 countries, there are over 15,000 publicly traded companies. If you listen to the news, however, some countries may seem like better places to invest than others based on how their economies and stock markets are doing at the time. Fluctuations in performance from year […]

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Mar
22

Getting to the Point of a Point

posted on March 22nd 2019 in Market Commentary & WorthPointe News with 0 Comments

A quick online search for “Dow rallies 500 points” yields a cascade of news stories with similar titles, as does a similar search for “Dow drops 500 points.” These types of headlines may make little sense to some investors, given that a “point” for the Dow and what it means to an individual’s portfolio may […]

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Feb
11

Are You Sure You’re Saving Enough for Retirement?

posted on February 11th 2019 in Market Commentary with 0 Comments

When people think about wealth management, they often are thinking about retirement — and the singular financial goal of getting there. “How much do I need to live off in retirement?” they think, and then calculate a number from there. While that’s certainly a place to start, we recommend a more dynamic approach to your […]

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Jan
23

Picking Funds Based on Performance: A Fool’s Game

posted on January 23rd 2019 in Austin CFP Team Posts & Market Commentary with 0 Comments

Image of a LED stock market board.

You’ve probably heard from the do-it-yourselfer at your office. “I just invest in the funds with the best performance.” But is this a reasonable? Though a book could be written citing numerous academic studies to address the validity of this “strategy,” I’ll cut to the chase by citing Dimensional Fund Advisors’ (DFA’s) annual study of […]

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Nov
29

Meet Our Advisors

We love sharing the stories of how our advisors found WorthPointe to be the perfect fit for their lifestyles and professional goals. It brings us joy to help them find their niche and serve our clients even better. Here are a few examples. Scott – Giving is Living For Scott, giving back to the community […]

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Nov
01

The Importance of a Financial Emergency Kit

posted on November 1st 2018 in Market Commentary with 0 Comments

Handing over a Emergency Kit

Floods, hurricanes, wildfires, earthquakes, extreme winds, and tornadoes all have the potential to create treacherous conditions and cause devastation. We prepare with insurance, but it is often inadequate. It covers many, but not all natural disasters. Flooding requires flood insurance. And a standard homeowner’s policy won’t cover damages caused if the ground shakes violently. Disaster […]

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