Feb
11

Are You Sure You’re Saving Enough for Retirement?

posted on February 11th 2019 in Market Commentary with 0 Comments

When people think about wealth management, they often are thinking about retirement — and the singular financial goal of getting there. “How much do I need to live off in retirement?” they think, and then calculate a number from there. While that’s certainly a place to start, we recommend a more dynamic approach to your […]

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Jan
23

Picking Funds Based on Performance: A Fool’s Game

posted on January 23rd 2019 in Austin CFP Team Posts & Market Commentary with 0 Comments

Image of a LED stock market board.

You’ve probably heard from the do-it-yourselfer at your office. “I just invest in the funds with the best performance.” But is this a reasonable? Though a book could be written citing numerous academic studies to address the validity of this “strategy,” I’ll cut to the chase by citing Dimensional Fund Advisors’ (DFA’s) annual study of […]

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Nov
29

Meet Our Advisors

We love sharing the stories of how our advisors found WorthPointe to be the perfect fit for their lifestyles and professional goals. It brings us joy to help them find their niche and serve our clients even better. Here are a few examples. Scott – Giving is Living For Scott, giving back to the community […]

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Nov
01

The Importance of a Financial Emergency Kit

posted on November 1st 2018 in Market Commentary with 0 Comments

Handing over a Emergency Kit

Floods, hurricanes, wildfires, earthquakes, extreme winds, and tornadoes all have the potential to create treacherous conditions and cause devastation. We prepare with insurance, but it is often inadequate. It covers many, but not all natural disasters. Flooding requires flood insurance. And a standard homeowner’s policy won’t cover damages caused if the ground shakes violently. Disaster […]

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Oct
11

Fire in a Crowded Theater

posted on October 11th 2018 in Market Commentary with 0 Comments

By Bob Veres Yesterday’s market declines — the Dow down 3.15%; the S&P 500 down 3.29%; and tech stocks, as represented by the Nasdaq index, off 4.08% — were entirely within the normal range of mini corrections, which we’ve experienced numerous times since March 9, 2009. But they represent an interesting test of character for […]

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Oct
11

The Morgan Report Q3 2018: Trimming The Sails

posted on October 11th 2018 in Market Commentary & San Diego CFP Team Posts with 0 Comments

Inflation! Interest Rates Rising! Trade Wars! Recession! Have you seen any of these words in headlines lately? Of course you have, because advertisers need to get paid. Do you wonder how these future possibilities affect what you should be doing with your investment strategy? After years of a low interest rate, low inflation environment, and […]

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Sep
15

The Running of the Bulls

posted on September 15th 2018 in Market Commentary with 0 Comments

The month of August marked an important milestone for the long-running bull market. On August 22, the bull market, as measured by the S&P 500 Index, extended its run to 3,453 calendar days, becoming the lengthiest bull market in history, or at least since WWII. While we may celebrate the milestone, let’s take a moment […]

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Jul
31

Tax Traps to Avoid in Retirement

posted on July 31st 2018 in Market Commentary with 0 Comments

“Our new Constitution is now established, and has an appearance that promises permanency; but in this world, nothing can be said to be certain, except death and taxes.” It is a quote that comes down to us from Benjamin Franklin, who uttered the phrase in 1789. Taxes–federal, state, local, sales tax, property tax, gasoline tax, […]

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