Managing Anxiety in Uncertain Economic Times
A 24-hour news cycle means that it’s easy to catch up in the day-to-day flux of the financial world. WorthPointe Partner and San Diego Financial Planner, Ken Cortlett, CFP® reminds investors to stay focused on our individual long-term plans.
Read ArticleJoshua Speaks at the Private Wealth Texas Forum
Joshua Wilson, Chief Investment Officer at WorthPointe, will be speaking at the Private Wealth Texas Forum in Dallas on February 27, 2017. This one-day meeting of the largest family offices, private banks and registered investment advisors based in Texas provides an educational overview of asset allocation and protection strategies for the private client intermediary. Joshua […]
Read Article4 Steps to Your First San Diego Home
Are you tired of renting? Are you tired of paying someone else’s mortgage payment so they can benefit from powerful financial advantages like the mortgage interest deduction and real estate appreciation? If you are ready to change that, here are four steps. Step 1: Find out where you stand. Meet or talk with an experienced […]
Read ArticleHow Should Trump’s Election Affect Your Financial Plan in 2017?
Since Trump’s election, a lot of people are wondering if their financial plan needs amending. The concern is warranted. The biggest theme underlying a Trump presidency is that we don’t know what to expect on so many fronts. Lots of things are still playing out. Information is still developing. When calculating probabilities based on complex […]
Read ArticleShould My Financial Planner or Advisor Charge Me a Fee on Uninvested Cash?
The answer to this question is not as simple as you might expect. Depending on the circumstances, the answer could be yes or no. I’ll help you understand those circumstances! What is the Difference Between Fee-Based, Commission-Based or Fee-Only? Critical to answering the question is an understanding of the difference between a fee-based advisor and […]
Read Article5 Lies Self-Directed Traders Tell You
We are living in the age of what I call the “Home Depot trader.” Online brokerages have essentially taken a page from the Home Depot marketing playbook by saying to the average Joe, “you can do it, and we can help.” The enormous gap in the capabilities of pros and novices has been narrowed as […]
Read Article10 Ways for Millennials to Live Frugally to Their First Million
Living “simply,” “below your means” or “frugally” is great advice that makes it into a lot of “wisdom lists,” especially those directed at Millennials. Of course, telling someone to “be frugal” is like telling them to “be smart.” It’s a start, but many people may need a few action steps. Here are a few specific […]
Read ArticleWhy Annuity Death Benefits are Trash: How to lose 50% in 7 years!
Fair warning: this is going to be a “blow your mind” article. Are you strapped in? Let’s talk about the classic “death benefit” on a variable annuity. Variable annuities are those weird investments that look suspiciously like just another cookie-cutter portfolio full of the high-cost mutual funds that brokers have the reputation of selling to […]
Read ArticleWhat do you think about trading Robots?
Are trading robots worth a look? I’ve heard there are “robots” that can trade options for me with incredible accuracy. What do you think about that? Let me guess, they promise very high accuracy and probably trade “binary options,” right? Unfortunately, this is a hotbed for scams. I’m going to hit the main point […]
Read ArticleAn Income Strategy that Won the Nobel Prize?!
Ever so often, a SPAM email makes it through my email filters. Ever have one with a subject so absurd you can’t help but click? *sigh* It happened to me… For a little background, I’m the kind of guy other financial advisors call a nerd. Even my home office looks like a NASA mission control […]
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