Are You a Grocery Store Trader?
Have you ever gone into the grocery store on a whim when you had some extra time? No list in hand, just time to spend in the store. You wander aisle by aisle, picking up a few things that catch your eye. You grab a few staples. Maybe a few treats you haven’t had in […]
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On February 24th, Presidents, PhDs, CEOs, CIOs, and Executives from industry power-houses like BlackRock, JP Morgan, Cambridge, Vanguard, and Merrill Lynch packed into the Belo Mansion in Dallas, TX for the Annual Private Wealth Texas Forum hosted by the Markets Group. Reuters reported that over 250 leading family offices, RIAs, and Private Bank executives would […]
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I recently saw a list of the Top 40 advisors under 40 years old published in the brokerage magazine On Wall Street. Three firms produced 34 of those included on the list: Morgan Stanley, Merrill Lynch and UBS. Care to take a guess on what criteria they were ranked? On “production,” which is a friendlier […]
Read ArticleRate of Return – Not A Plan
Goals without a plan are really just hopes! Understanding what a plan is, and what a plan is not, can be quite the process. I’ll tackle one aspect of this today by sharing a phrase I typically hear when the topic of investing comes up in social gatherings. “With the amount of money I’ve saved, […]
Read ArticleAgainst The Wind
Recession or no recession Recently, the focus for investors has been all over the map: Oil prices Corporate earnings The global economy China’s economy China’s currency (the yuan) Anxieties about banks (especially in Europe) The Federal Reserve’s next move Global central banks that may be running out of ammunition to counter economic weakness Emerging market […]
Read ArticleRun Your Domestic Staff like Your Business
Often times when clients talk asset protection with their CFP® professional, they want to discuss how to avoid poor investment choices and how to save their profits from taxation to create a strong foundation of assets that protect them and their lifestyle. But asset protection is more than that; it’s making strong, smart decisions that […]
Read ArticleWealth Transfer: Inheriting Retirement Accounts
If you inherit a big Individual Retirement Account, you have to be a little bit more careful about what you do with the money than with non-retirement money. That is because the money you take out is taxable and it is possible that this extra money, which is added right on top of your existing […]
Read ArticleFinding a Way to Build Wealth in San Diego
When Bankrate came out last October with their best and worst cities to build wealth, while Houston residents felt proud, San Diego was hit hard. Local news outlets followed up with their own analysis and seemed to agree that while San Diego may attract the wealthy, wealth does not get built here. Bankrate used the […]
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While many may associate Los Angeles as the iconic city of California living, nothing quite compares to the beach lifestyle of San Diego County. The search term, “San Diego beaches” alone receives an average of 2,900 searches a month. From family-centered beaches like Moonlight Beach in Encinitas to coveted local surf spots like Trestles and […]
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What is a CERTIFIED FINANCIAL PLANNER™ professional? The CERTIFIED FINANCIAL PLANNER™ professional certification is the only financial planning certification that requires financial planners to put the needs of their clients ahead of their own. Financial planners who earn the CFP® certification meet rigorous standards of professionalism and ethics, and are required to uphold the values […]
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