Jul
31

Tax Traps to Avoid in Retirement

posted on July 31st 2018 in Market Commentary with 0 Comments

“Our new Constitution is now established, and has an appearance that promises permanency; but in this world, nothing can be said to be certain, except death and taxes.” It is a quote that comes down to us from Benjamin Franklin, who uttered the phrase in 1789. Taxes–federal, state, local, sales tax, property tax, gasoline tax, […]

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Jul
30

Crosscurrents

posted on July 30th 2018 in Market Commentary with 0 Comments

The tech-heavy NASDAQ Composite, and key measures of mid-sized and small companies touched new highs in June. Much of the underlying momentum can be traced to faster economic growth, rising corporate profits, and still-low interest rates. Another factor that lends support–S&P 500 companies repurchased a record $189.1 billion of their own shares in the first […]

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Jul
30

Some Financial Advice Beyond the College Dormitory

posted on July 30th 2018 in Market Commentary with 0 Comments

Congratulations! We know you’ve already heard that from family and friends, but after four years of college — or more if you have obtained an advanced degree — you deserve it. And the well-wishing cheers go beyond Johnny or Jane; well done, mom and dad! A couple of weeks ago, one of our advisors was […]

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Jul
02

Launching a Career as a Financial Planner

posted on July 2nd 2018 in San Diego CFP Team Posts with 0 Comments

Becoming a CERTIFIED FINANCIAL PLANNER™ professional takes a great deal of dedication, education, and experience, so we asked our Partner and Financial Planner, Anthony to share his motivation for wanting to become a financial advisor in the first place. Unsurprisingly, his interest started at a very young age. Learn more about his journey in our […]

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Jun
18

What are the Tax Implications of Options Trading?

posted on June 18th 2018 in Fort Worth CFP Team Posts with 0 Comments

Options are a poorly understood asset class to most investors, but have many uses for astute planners. No, we aren’t talking about the type of options your company might grant you, but publicly traded options. For example, adding an options enhancement component to your overall investment strategy may be a great way to enhance how […]

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Jun
14

5 Steps to Reducing Healthcare Costs in Retirement

posted on June 14th 2018 in Market Commentary with 0 Comments

Healthcare costs will be the biggest expense for most retirees. It’s not a pleasant prospect, but it is a reality. A 65-year-old couple that left the workforce in 2017 will spend an average of $275,000 to cover medical expenses through retirement, according to the latest retiree healthcare cost estimate provided by Fidelity Benefits Consulting. That’s […]

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Jun
05

How WorthPointe Got Its Start

posted on June 5th 2018 in San Diego CFP Team Posts with 0 Comments

Having been established over 15 years ago, WorthPointe’s continues to grow from three original yet fundamental beliefs: start from the heart, do the hard work, and put the client first. Anthony G. Ferreira, WorthPointe Partner and Financial Planner, shares these insights from WorthPointe’s early days in a recent video interview.

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May
23

Robo Financial Advice: Is the discount worth the risk?

posted on May 23rd 2018 in Austin CFP Team Posts with 0 Comments

Investing seems like it should be straightforward: buy when stock is low, sell when its high. Reap the profit. Makes sense especially when you consider the big gains demonstrated by the stock market over the past couple of years. Big margins meant bigger discounts for customers of the financial service industry with the growing popularity […]

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May
15

3 Tips for Choosing Your Financial Planner

posted on May 15th 2018 in WorthPointe News with 0 Comments

You know that the right financial planner will help you clear a path to your financial goals and keep up the momentum along the way. But knowing whether your financial advisor is on your side can be harder to nail down. How do you know if your advisor will have the experience and freedom to […]

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May
09

Is Now the Time to Convert your IRA into a Roth?

posted on May 9th 2018 in Market Commentary with 0 Comments

There are many different ways you can shelter your savings from taxes. It is a powerful incentive for us to save for retirement. Options give us choices, but choices can confuse as options proliferate. In the name of simplicity, we’ll avoid what is sometimes called the “alphabet soup” of retirement accounts. Instead, let’s spend a […]

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