May
09

Is Now the Time to Convert your IRA into a Roth?

posted on May 9th 2018 in Market Commentary with 0 Comments

There are many different ways you can shelter your savings from taxes. It is a powerful incentive for us to save for retirement. Options give us choices, but choices can confuse as options proliferate. In the name of simplicity, we’ll avoid what is sometimes called the “alphabet soup” of retirement accounts. Instead, let’s spend a […]

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May
07

A Sea of Tranquility — Not!

posted on May 7th 2018 in Market Commentary with 0 Comments

Last year, stocks marched higher with only minor pullbacks. When the year ended, the largest peak-to-trough decline for the S&P 500 Index was just under 3%. It was a year that lacked turbulence and rewarded diversified investors. Since the beginning of February, volatility has returned. It’s a reminder that periods of relative tranquility don’t last […]

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Mar
08

Part 2: Volatile Markets – How the Financial Media Helped Build Demand for Dangerous Products Based on the VIX

posted on March 8th 2018 in Fort Worth CFP Team Posts with 0 Comments

To understand what happened in the markets the week of February 5, you need an understanding of the psychological forces behind what happened. The VIX isn’t just an index that reflects what’s going on with options. It’s a psychological measure, and that’s where the media comes in. You cannot directly trade the VIX. Yet, the […]

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Feb
19

Should You Consider Investing Your Home Equity?

posted on February 19th 2018 in Your Financial Advisor with 0 Comments

Investing Your Home Equity

In our decades of experience, we’ve found that this strategy may not be appropriate for everyone. For some, it has caused more harm than good. For others, it has been beneficial. We, however, wanted write on the topic, because it is a topic that we are often asked about. To properly consider your options, you really […]

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Feb
06

Stock Market Plunge: What’s Going On?

By now, you have probably seen the news that the stock market is taking a dip. There is a lot of information coming at us fast as we watch to see what happens next. We are here to answer a few of your questions. Why is this happening? As she finished her term as the […]

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Nov
03

The 3 Biggest Misunderstandings About Options

posted on November 3rd 2017 in Fort Worth CFP Team Posts with 0 Comments

In part 1 of this series, I described the main ways options are used (income, protection, favorable stock entries and diversification) as well as how they compare to stocks, risk-wise. Now, let’s talk about the biggest misunderstandings people have about options. First, people tend to learn just one strategy and then incorrectly assume the characteristics […]

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Sep
11

9 Tips on Purchasing and Financing Your New Home

posted on September 11th 2017 in WorthPointe News with 0 Comments

Since the beginning of the year, we’ve covered several topics that span the financial planning spectrum. This month, we’d like to take a slightly different tack and discuss the ins and outs of buying a home. For many, it will be the biggest purchase ever made, one that is an enormous investment with plenty of […]

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Aug
31

Climbing to New Highs

posted on August 31st 2017 in Market Commentary & Your Financial Advisor with 0 Comments

A recent report revealed that the S&P 500 Index has closed at 42 news highs since July 11, 2016. That’s the day the S&P 500 hit its first all-time closing high in almost 14 months. A quick review of data from the St. Louis Federal Reserve reveals the index of 500 large companies added five […]

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Mar
19

The February Market Recap

posted on March 19th 2017 in Market Commentary with 0 Comments

Table 1: Key Index Returns Source: Wall Street Journal, MSCI.com, CNBC, Morningstar MTD returns: January 31, 2017 – February 28, 2017 YTD returns: December 30, 2016 – February 28, 2017 *Annualized **In U.S. dollars   Awash in a pool of politics The market narrative that has dominated the news cycle since November has been the […]

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