2017 Qualified & Pension Plan Q&A
Attention business owners: your friendly neighborhood Certified Financial Planner™ professionals (CFP® professionals) in Dallas-Fort Worth, Austin, and Southern California want to remind you that 2017 is right around the corner. Here’s a peek at how deduction limits for Qualified Plans have either changed or remained constant for 2017. What are the elective deferral limits for […]
Read ArticleLife as a San Diego WorthPointe Financial Planner
The first thing people generally think about when San Diego comes up is weather, since “America’s Finest City” allegedly has the best weather in the country. That may be true, but unless you work as a lifeguard, gardener or other outdoor-based job, you’re usually looking at the sunshine from indoors, and don’t get much of […]
Read ArticleWhy Should I Care About ETF Liquidity? A Case Study on NASH
I recently got a call from a reporter from the financial media asking my opinion on a certain ETF. To her surprise, my comments were much different than she’d heard from other advisors who were just regurgitating the interesting regional story behind the ETF. Basically, a sales pitch. The ETF in question, the Nashville Area […]
Read ArticleSilent Wealth Killer: A Case Study in Fund Turnover
If you think investing should be free, you are living in a fantasy land. Nobody is donating their time, expertise and technology to you for free. There is ALWAYS going to be a cost to doing business. What I want to show you are pointless fees that hurt your financial plan. The one I’m discussing […]
Read ArticleMorgan Smith Speaks at IIB Annual Investment Bankers Meeting
Morgan Smith, WorthPointe Partner, was one of the featured speakers at the Independent Investment Bankers (IIB) Annual Investment Bankers Meeting, held at the UT Golf Club in Austin. Morgan spoke to approximately fifty investment bankers at the morning session on October 11 on the key financial issues for business owners planning to sell their business, […]
Read ArticleThe Elephant in the Room and a European Bank
September has come and gone and we have exited the month following a period of unusual complacency, which is Wall Street speak for days upon days when the major market indices trade within an unusually narrow range. Recall that last month we quoted a piece from LPL Research pointing out that the S&P 500 range […]
Read ArticleStep-by-step Guide for Writing a Killer Essay to Get Into College with a Scholarship in 2017
All selective schools and nearly all scholarships have more qualified candidates than they have admissions slots and available funds. Whatever school you apply to and scholarship you apply for, there will be a list of basic “qualifier” stats. Even if you are far exceeding the minimum qualifications, expect that other candidates are as well. To […]
Read ArticleThe Morgan Report 2016 Q3: Presidential Aspirations
Presidential aspirations? I have none. It’s very fulfilling helping families and business owners with their lives and I would not want to give that up to participate in a political system that is ripe with conflicts of interest. I have been approached to run for office, but my response is that I would be a […]
Read ArticleYour ETF May Be About to Explode: Deutsche Bank
I’m actually going to talk about “ETNs” (exchange traded notes), not “ETFs” (exchange traded funds), but the problem is most people don’t know the difference and use the terms interchangeably! If you aren’t 100% sure what you own, now is the time to find out because a major issuer of ETNs, Deutsche Bank, is having […]
Read ArticleThe Ides of September
There is something about October that spooks investors. Maybe it’s the market crash of 1929 or the one-day crash that happened in 1987. More recently, shares were pummeled in October 2008 after Lehman’s collapse roiled global credit markets. Though it has been a while, modest corrections in the late 1970s ruffled feathers in October. Almost […]
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